Watercraft & Boat Insurance in Greenville, SC
Boat insurance can provide financial protection against unexpected events both on and off the water. Whether you own a fishing boat, pontoon, sailboat, or a personal watercraft, your policy can help you reduce the financial burden of covered risks.
What Does a Policy Cover? 
While policy inclusions may vary depending on the insurer, a standard policy may offer coverage for the following:
- Relevant costs if you’re held responsible for causing injuries or property damage to a third party while operating your boat
- Medical expenses for you and your passengers if you’re injured in an accident, regardless of fault
- Cost of repairing your boat if damaged by fire, natural disasters, theft or vandalism
- Damage caused by hitting a dock, object or another watercraft, regardless of fault
- Your losses if a boater with insufficient coverage hits your watercraft
- Personal items you keep or transport in your boat, such as furniture, electronics or fishing gear
Can I Get a Discount on My Policy?
There are several ways to potentially lower your boat insurance premiums, including:
- Completing a boating safety course
- Maintaining a clean boating record
- Installing safety and security devices on your boat
- Being a member of certain boating clubs or associations
- Choosing a higher deductible
Our agents can help you find more ways to get a policy for a competitive price without sacrificing coverage.
How Our Team Supports You
At La Cima Insurance Agency LLC, we take the time to understand your boating lifestyle and the risks you face. Our experienced agents can help compare policies from leading marine insurance providers to help you find coverage that fits your vessel, budget and usage.
Contact La Cima Insurance Agency LLC team today to discuss your insurance needs and get a personalized quote.